Stop relying on "AI letters". Real results come from Metro2 compliance and proper dispute workflows.
Built different because we understand credit repair
Built-in detection for every Metro2 violation. Account mismatches, late payments that aren't yours, fake collections - we catch them all.
Know your state's requirements. Bond amounts, registration, fee limits - our knowledge base has it all built in.
Dispute the right way. Our workflows follow federal law so you stay compliant while getting results.
AI-assisted backed by Metro2 compliance. Not just letters - workflows that follow the rules.
White-labeled widget. Clients see progress without you hosting their sensitive data on public sites.
Track credit score changes over time. Visual reports showing progress and new issues.
See why credit repair professionals choose CreditSoft
| Feature | CreditSoft | CDM | CRC |
|---|---|---|---|
| Metro2 Error Detection | 30+ Codes Built-In | Limited | Basic |
| 50-State CRO Rules | ✓ Built In | Add-on | External |
| FCRA/FDCPA Workflows | ✓ Built In | ✓ | ✓ |
| Dispute Letter Vault (AI Variations) | ✓ Metro2-Backed | ✓ | ✓ |
| PII on Customer Websites | ❌ Never | Yes | Yes |
| Update Server | ✓ Your Server | Their Server | Their Server |
| Transparent Pricing | ✓ Real Costs | Hidden fees | Hidden fees |
| License Key Required | ✓ Yes | ✓ | ✓ |
| Monthly Price | Coming Soon | $107-329 | $99-299 |
AI letters are just templates with different words. Metro2 compliance is what actually gets items removed.
When the reported account number doesn't match consumer records - delete it.
Late payments that belong to someone else - delete it.
Collections that should have been deleted - we find them.
Dates in the future on your report - clear violation.
Someone else's SSN on your file - identity theft indicator.
Revolving reported as installment - disputes fail without Metro2.
Be first to know when we launch. Early adopters get exclusive pricing.